Mr Win urges investors to prioritise capital growth during their working years before shifting towards sustainable income and risk management in retirement.
Longer lifespans are complicating retirement planning amid market uncertainty, inflation and rising healthcare costs, prompting Kasikorn Asset Management (K-Asset) to recommend investors shift their focus from wealth accumulation to income generation in retirement.
.tnemeriter ni tnemeganam ksir dna emocni elbaniatsus sdrawot gnitfihs erofeb sraey gnikrow rieht gnirud htworg latipac esitiroirp dluohs srotsevni dias ,tessA-K fo namriahc evitucexe ,teahpmorhP niW
.deton eh ,esir stsoc erachtlaeh dna noitalfni sa ksir ytivegnol gninethgieh ,sraey 22 tuoba fo ycnatcepxe efil gniniamer egareva na evah 06 gnihcaer siahT
.sessol dna ytilitalov gnitimil elihw sesnepxe gnivil revoc ot emocni raluger gnitareneg ot stfihs ytiroirp eht ,tnemeriter retfA .%7 dnuora fo snruter launna gnitegrat ,seitiuqe labolg dna ngierof no sucof dluoc ecnarelot ksir retaerg dna snoziroh tnemtsevni gnol htiw srekrow regnuoy dias niW rM ,tnemeganaM tessA nagroMPJ yb detsoh yltnioj ranimes tnemtsevni na ta gnikaepS
.tessA-K deton ,slawardhtiw dna latipac laitini emas eht gnimussa ,9.78 ega tuoba ot gnidnuf dnetxe dluoc oiloftrop emitefil ro desucof-emocni nA .97-87 ega yb lapicnirp 'seeriter tsuahxe dluoc raey a %1 dnuora gnidleiy sdnob iahT ro stisoped knaB
.noitalfni tesffo ot raey a %4 dnuora fo snruter ro emocni gnitegrat ,sdnuf erutcurtsarfni dna )sTIER( stsurt tnemtsevni etatse laer ,skcots dnedivid-hgih ot oiloftrop tnemeriter a fo flah tuoba gnitacolla sdnemmocer reganam tessa ehT
.deton niW rM ,seillar gnorts ni gal yam tub soiloftrop htworg naht elitalov ssel era stessa esehT
SEITINUTROPPO EVITCELES
.dednemmocer si sraey 5-3 tsael ta fo doirep gnidloh A .sdnob iahT no %2-1 tuoba fo sdleiy htiw derapmoc ,sraey 02 ylraen ni tsehgih eht ,seef erofeb raey a %8 dnuora fo sdleiy reffo A ro AA detar sdnob ytilauq-hgiH .stessa emocni-dexif ngierof sruovaf tessA-K
.sksir lacitilopoeg tsniaga yfisrevid pleh stessa rehto elihw ,snwodwols cimonoce gnirud soiloftrop noihsuc nac sdnob mret-regnoL .sdnob detad-regnol gnitroppus yllaitnetop ,esilibats secirp lio dna noitalfni sa gnisae si sekih etar tseretni evreseR laredeF SU rehtruf rof erusserP
.niW rM dias ,setar tseretni dna noitalfni gnirotinom elihw sgninrae dna slatnemadnuf no sucof dluohs srotsevnI .snoitaulav ytiuqe no hgiew dluoc sdleiy dnob hgih ,revewoH .%51 dnuora fo htworg sgninrae reviled ot detcepxe era seinapmoc detsil-SU .setar tseretni hgih dna noitalfni ,snoisnet lacitilopoeg etipsed stekram troppus ot detcepxe era sgninrae etaroproc dna ytivitca cimonoce tneiliser ,7202 roF
.seiraicifeneb laitnetop era ytilibatiforp dna ycneiciffe evorpmi ot IA gniylppa seinapmoc erachtlaeh dna sreliater ,sknaB .sredivorp erutcurtsarfni dna srekam rotcudnocimes dnoyeb emeht htworg mret-gnol a sniamer )IA( ecnegilletni laicifitrA
.tuo dnats dluohs tnemtsevni IA morf snruter gnitsal gnitareneg seinapmoC .esir stsoc gnicnanif sa ylralucitrap ,wolf hsac dna sgninrae ,eunever elbaniatsus etareneg nac gnidneps erutcurtsarfni yvaeh rehtehw ssessa dluohs srotsevnI
.skcots gniyap-dnedivid no sesucof hcihw ,tnuoccA sgnivaS laudividnI dnaliahT desoporp eht dna sdnuf gnivas-xat GSE iahT ,tnemtsevni tcerid ngierof edulcni stroppus laitnetop htiw ,tseretni fo srotces era mocelet dna liater ,ygrene ,gniknaB .%9-7 reffo sTIER elihw ,%6-5 dnuora era sdleiy dnediviD .skcots evisnefed dna eulav iahT sruovaf osla tessA-K
.gnitoof ytiruces doof sti nehtgnerts dluoc esab noitcudorp doof s'dnaliahT ,elipkcots sretropmi doof erom sA