Financial

Unlock your financial understanding with these interactive flashcards. Learn essential financial terms in accounting, investing and money management. Perfect for finance students, business professionals and anyone wanting to improve their personal finance skills or boost career growth. Download the PDF or print on demand today.

  • asset
    /ˈæs.et/
    something valuable belonging to a person or organisation that can be used for the payment of debts
    สินทรัพย์
  • liability
    /ˌlaɪ.əˈbɪl.ə.ti/
    the responsibility of a person, business or organisation to pay or give up something of value
    หนี้สิน, ภาระหน้าที่
  • equity
    /ˈek.wɪ.ti/
    the money value of a property or business after debts have been subtracted
    ส่วนของผู้ถือหุ้น
  • revenue
    /ˈrev.ən.juː/
    the income that a government or company receives regularly
    รายได้
  • expense
    /ɪkˈspens/
    the use of money, time or effort
    ค่าใช้จ่าย
  • profit
    /ˈprɒf.ɪt/
    money that is earned in trade or business after paying the costs of producing and selling goods and services
    กำไร
  • loss
    /lɒs/
    a situation in which a business spends more money than it earns
    การขาดทุน
  • dividend
    /ˈdɪvɪdend/
    part of the profit of a company that is paid to shareholders
    เงินปันผล
  • interest
    /ˈɪn.trest/
    money that is charged, esp. by a bank, when you borrow money, or money that is paid to you for the use of your money
    ดอกเบี้ย
  • inflation
    /ɪnˈfleɪ.ʃən/
    a general, continuous increase in prices
    เงินเฟ้อ
  • deflation
    /dɪˈfleɪ.ʃən/
    an economic situation in which prices fall and there is a reduction in wages and government spending, and low levels of growth
    เงินฝืด
  • exchange rate
    /ɪksˈtʃeɪndʒ ˌreɪt/
    the rate at which the money of one country can be changed for the money of another country
    อัตราการแลกเปลี่ยนเงินตราระหว่างประเทศ
  • capital
    /ˈkæp.ɪ.təl/
    money and possessions, especially a large amount of money used for producing more wealth or for starting a new business
    ทุน
  • investment
    /ɪnˈvest.mənt/
    the act of putting money, effort, time, etc. into something to make a profit or get an advantage, or the money, effort, time, etc. used to do this
    การลงทุน
  • risk
    /rɪsk/
    the possibility that an investment will lose money
    ความเสี่ยง
  • return
    /rɪˈtɜːn/
    the profit that you get from an investment
    ผลกำไร
  • credit
    /ˈkred.ɪt/
    a method of paying for goods or services at a later time, usually paying interest as well as the original money
    สินเชื่อ
  • debt
    /det/
    the amount of money that is owed by a person, company, country, etc. and that they usually have to pay interest on
    หนี้, ภาวะที่เป็นหนี้
  • bond
    /bɒnd/
    an official paper given by the government or a company to show that you have lent them money that they will pay back to you at a particular interest rate
    พันธบัตร
  • stock
    /stɒk/
    the amount of money that a company has through selling shares to people
    หุ้น
  • shareholder
    /ˈʃeəˌhəʊl.dər/
    a person who owns shares in a company and therefore gets part of the company's profits and the right to vote on how the company is controlled
    ผู้ถือหุ้น
  • cash flow
    /ˈkæʃ ˌfləʊ/
    the amount of money moving into and out of a business
    กระแสเงินสด
  • balance sheet
    /ˈbæl.əns ˌʃiːt/
    a statement that shows the value of a company's assets (= things of positive value) and its debts
    งบดุล
  • income statement
    /ˈɪŋkʌm ˈsteɪtmənt/
    a document that shows a company's profit or loss in a particular period of time
    งบกำไรขาดทุน
  • budget
    /ˈbʌdʒ.ɪt/
    the amount of money you have available to spend
    งบประมาณ
  • mortgage
    /ˈmɔː.ɡɪdʒ/
    an agreement that allows you to borrow money from a bank or similar organisation, especially in order to buy a house, or the amount of money itself
    การจำนอง
  • loan
    /ləʊn/
    an amount of money that is borrowed, often from a bank, and has to be paid back, usually together with an extra amount of money that you have to pay as a charge for borrowing
    เงินกู้
  • collateral
    /kəˈlæt.ər.əl/
    valuable property owned by someone who wants to borrow money, that they agree will become the property of the company or person who lends the money if the debt is not paid back
    หลักทรัพย์ประกัน
  • liquidity
    /lɪˈkwɪd.ə.ti/
    the fact of being available in the form of money, rather than investments or property, or of being able to be changed into money easily
    สภาพคล่อง
  • market value
    /ˈmɑː.kɪt ˌvæl.juː/
    the price at which something can be sold, at a particular time in a particular place
    มูลค่าราคาตลาด
  • net worth
    /ˌnetˈwɜːθ/
    the ​value of the ​assets (property and money)​ that a ​person or ​business has, after any ​debts are taken away
    ค่าสุทธิ
  • hedge
    /hedʒ/
    to protect yourself from a risk, especially a financial one
    ลดความสูญเสียในการลงทุน
  • insurance
    /ɪnˈʃɔː.rəns/
    an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc.
    การประกัน
  • mutual fund
    /ˈmjuː.tʃu.əl ˌfʌnd/
    a service where financial experts invest the money of many people in many different companies
    เงินทุนร่วม
  • pension
    /ˈpen.ʃən/
    an amount of money paid regularly by the government or a private company to a person who does not work any more because they are too old or have become ill
    บำนาญ
  • savings
    /ˈseɪ.vɪŋz/
    the money that you keep in an account in a bank or similar financial organization
    เงินออม
  • deposit
    /dɪˈpɒz.ɪt/
    a payment, especially into a bank account
    เงินฝาก
  • withdrawal
    /wɪðˈdrɔː.əl/
    when you take money out of a bank account
    การถอน
  • transaction
    /trænˈzæk.ʃən/
    an occasion when someone buys or sells something, or when money is exchanged or the activity of buying or selling something
    ธุรกรรม
  • bankrupt
    /ˈbæŋ.krʌpt/
    unable to pay what you owe, and having had control of your financial matters given, by a law court, to a person who sells your property to pay your debts
    ล้มละลาย
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